Welcome to Green Choice Mortgages
About us
Green Choice Mortgages provides free mortgage broking services to Australians, using
our brokers' extensive mortgage broking experience coupled with the most up-to-date
calculators and tools to find the best home loans and car finance for our clients' needs, selected
from a panel of over 30 lenders.
The Green Choice advantage
At Green Choice Mortgages, we believe in the triple bottom line - that environmental
responsibility, community responsibility, and financial responsibility are not only
essential, but can be used together to achieve goals that can benefit everyone.
We achieve this vision through:
When you're thinking about buying a house or car, donating to charity is the last thing
on your mind - investment in real estate is a big commitment, and you're probably more concerned
about saving money to buy your home. We understand this, and that's why our service
is 100% free. Our brokers can find you the most appropriate loan available from
a lender panel of over 30 lenders, giving you financial security with the knowledge
that regardless of which home loan you choose, a substantial donation will be made
by us to our conservation charities. To read more about
our organisation and our committment to green mortgages, please visit our our vision
page.
Our brokers
Through an alliance with National Mortgage Brokers (nMB),
one of Australia's leading mortgage broking firms, our brokers use the most accurate
and up-to-date financial tools and lender information to find the most appropriate
home loan for you, regardless of your situation.
Membership of nMB gives our brokers access to a significantly larger range of home
loans than those which are available directly to the public, so even if you
think you've found the perfect loan, you may be pleasantly surprised by what an
nMB broker can find for you.
Once you've selected a home loan product, our brokers can fill out all the paperwork, make
all of the phone calls, and ensure that every step of the process goes smoothly,
which can save you a huge amount of time and stress. Your broker will also be available
after your loan has been taken out, to help you with any changes to your mortgage,
your financial situation, or any other loan related advice.
To arrange a meeting with a mortgage broker in your area, please fill in our
online application form and one of our brokers will get in touch with you.
Our model
You may be thinking, "this all sounds good, but what's it going to cost me?" The
answer is, "nothing". Mortgage brokers in Australia are paid a commission by lenders
(which will always be disclosed to you, the client) for securing your loan with
that lender. None of this commission is paid by the client, which means you'll receive excellent advice and
a green mortgage for no more cost than if you went directly to the lender.
Online calculators and information
If you're not thinking of taking out a loan at the moment, we can still help you
toward your goals by providing a set of free home
loan calculators to work out how much you can borrow, monthly repayments,
stamp duty and more. Just click on the "calculators" menu item to the left. You
can also read about the different types of home loans
available in today's increasingly complex mortgage market via the "home loans" menu
item. We also have up-to-date information on the first home owner's grant and
the new first home owner's boost, available until the end of July 2009.
Apply online
If you're interested in taking out a home loan, or would like to talk to a broker
about your options, just fill in our online application
form to have a broker in your area give you a call.